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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Kim Higgins, a proven Mandeville, Covington and Madisonville, Louisiana NUMBER1EXPERT™ Top Selling real estate agent.
Find Mandeville, Covington and Madisonville Homes - Find Mandeville, Covington and Madisonville, Louisiana real estate listings & homes for sale provided by Kim Higgins, your local expert real estate agent.
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School Reports in Mandeville, Covington and Madisonville, Louisiana

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	Where and when was the first motel introduced on the American commercial real estate scene?
A	The first motel, appropriately named the "Motel Inn", opened in San Luis Obispo in 1925.
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Kim Higgins, REALTOR®, real estate agent and broker for Mandeville, Covington and Madisonville, Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Kim Higgins
Keller Williams Realty Services
1522 W. Causeway Approach
Mandeville, LA 70471
office: 985-727-7166
cell: 985-705-1910
Fax: 985-727-7001
kimhiggins@number1expert.com

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