Sitemap: Home Buying in Mandeville, Covington and Madisonville, Louisiana

#1 Real Estate Agent on the Northshore in 2009 & 2010! When Time & Money MATTER! Please call me at: (985) 705-1910

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For Home Buyers:

Why Buyers Choose Kim Higgins - Why homebuyers looking for a real estate agent in the Mandeville, Covington and Madisonville area choose Kim Higgins.
Latest Listings - Get Kim Higgins' latest Mandeville, Covington and Madisonville listings of homes for sale first!
Find Your Perfect Home - Kim Higgins will search for your ideal home and email you the newest Mandeville, Covington and Madisonville MLS listings of properties in St.Tammany Parish LA.
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Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Mandeville, Covington and Madisonville house or other real estate or property.
Go to Main Sitemap - Main sitemap sections include Find Mandeville, Covington and Madisonville Homes, For Home Buyers, For Home Sellers, Mandeville, Covington and Madisonville Information, Real Estate Resources, and About Kim Higgins.

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About Appraisals >Working With Appraisers

After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.

The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.

If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.

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Q	What might happen to the Empire State Building in extreme weather?
A	The Empire State Building can sway several feet to either side when buffeted by a severe windstorm or rainstorm.
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Kim Higgins, REALTOR®, real estate agent and broker for Mandeville, Covington and Madisonville, Louisiana home listings, property and land for sale - NUMBER1EXPERT

Kim Higgins, Realtor, ABR, e-PRO
Keller Williams Realty Services
1522 W. Causeway Approach, Mandeville LA 70471 USA
Each Office Is Independently Owned & Operated.
Licensed Realtor In Louisiana.
Direct Cell: 985-705-1910
Personal Office: 985-727-7166
Main Office: 985-727-7000
Fax: 985-727-7001
Email: kimhiggins@kw.com
LOVE WHERE YOU LIVE...I Do! Real Estate is my profession as well as my passion. Every client I work with has different needs, certain likes & dislikes, & specific goals. I will listen to what's important to you, follow through, provide the information you need and get you the RESULTS you expect. I'm a hardworking, consistent top producer in St. Tammany Parish and I'm different from other agents. It's about YOUR needs, YOUR time frame, & YOUR goals. Experience the difference today. Please call me...When Time & Money MATTER!

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