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#1 Real Estate Agent on the Northshore in 2009 & 2010! When Time & Money MATTER! Please call me at: (985) 705-1910
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"This was a really quick sale in a tough market!" "Kim has great problem-solving skills and communicates consistently throughout the entire process." Scott & Donna Read Quote > View All Quotes >
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Compare three mortgages
at one time. Download TripleCalc now. It's free.
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Buyers Want Your Home for As Little As Possible. Quickly Find Out What It's Really Worth, by Email, for Free.  Are you thinking of selling your Mandeville, Covington and Madisonville home? You should know exactly what it's worth before making such an important decision. Let me do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold. As a top real estate agent, I determine the value of Mandeville, Covington and Madisonville, Louisiana area homes daily. Using the information you provide below, I can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market. Remember, market conditions can be different, even one Mandeville, Covington and Madisonville neighborhood to the next. I know how to take all these factors into account when determining the true market value of your home. This service is completely free and without obligation. There are absolutely no strings attached. Why? I want the chance to show you my expertise as a top Mandeville, Covington and Madisonville real estate agent. Please provide me with some basic information on your home.  What's your home or property really worth? Accurately pricing Mandeville, Covington and Madisonville real estate is my job! Let me do a market analysis for YOUR property. There's no obligation, it's FREE, and I promise to get back to you quickly... 
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Short Sales >3. How to Prepare for a Short Sale
If a homeowner is facing foreclosure and wishes to explore short selling their home as an alternative, it is crucial to get help from a trusted real estate agent. With the agent’s help, this is how the homeowner will prepare to short sell their home: - Agreement. The homeowner must get the lender to agree to sell the home at a loss.
- Documentation. If the lender agrees to a short sale, the homeowner will need to provide documentation to the lender indicating that he or she is financially incapable of paying for the loan. It depends on the lender, but the documentation usually required can include:
- A hardship letter explaining why the homeowner is unable to pay the mortgage.
- Recent tax return forms, W2 forms, and/or 1099s.
- Recent paystubs.
- Financial statement detailing list of assets and liabilities.
- Consultation. The last thing a financially stressed homeowner needs is more financial stress. The homeowner should consult with an attorney to find out whether or not difference between what the home is worth and what the home sells for will be taxed.
- Communication. Everyone needs to communicate during this process. The homeowner needs to communicate with the lender to make sure the lender has everything needed to apply for the short sale. The homeowner and the lender need to be in constant contact with potential buyers to make sure they stick around.
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| Q |
What place is known as "America's Stonehenge"?
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| A |
A 4,000 year-old stone constructed megalithic site located on Mystery Hill in Salem, Massachusetts. |
See More Real Estate Trivia > |
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Kim Higgins, Realtor, ABR, e-PRO Keller Williams Realty Services 1522 W. Causeway Approach, Mandeville LA 70471 USA Each Office Is Independently Owned & Operated. Licensed Realtor In Louisiana. Direct Cell: 985-705-1910 Personal Office: 985-727-7166 Main Office: 985-727-7000 Fax: 985-727-7001 Email: kimhiggins@kw.com
LOVE WHERE YOU LIVE...I Do! Real Estate is my profession as well as my passion. Every client I work with has different needs, certain likes & dislikes, & specific goals. I will listen to what's important to you, follow through, provide the information you need and get you the RESULTS you expect. I'm a hardworking, consistent top producer in St. Tammany Parish and I'm different from other agents. It's about YOUR needs, YOUR time frame, & YOUR goals. Experience the difference today.
Please call me...When Time & Money MATTER! 
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