Mandeville, Covington, Madisonville, Folsom, Abita Springs & Slidell, real estate and homes for sale in Louisiana - Kim Higgins, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo

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Top Real Estate Agent in St. Tammany Parish. My clients needs always come FIRST! Please Call Me Direct: (985) 705-1910

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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Mandeville, Covington and Madisonville real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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School Reports in Mandeville, Covington and Madisonville, Louisiana
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Louisiana Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?

A 
George Burns Drive and Gracie Allen Way
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Kim Higgins, REALTOR®, real estate agent and broker for Mandeville, Covington and Madisonville, Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Kim Higgins, Realtor
Keller Williams Realty Services

1522 W. Causeway Approach, Mandeville LA 70471 USA
Each Office Is Independently Owned & Operated.
Licensed Realtor In Louisiana.
Direct: 985-705-1910
Office: 985-727-7166
Fax: 985-727-7001
Email: kimhiggins@kw.com

When Time & Money MATTER!

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