Homes for Sale, Real Estate, Mandeville, Covington, Madisonville, St. Tammany Parish & North Shore in Louisiana - Kim Higgins, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo

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Kim Higgins

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#1 Real Estate Agent on the Northshore in 2009 & 2010! When Time & Money MATTER! Please call me at: (985) 705-1910

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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Mandeville, Covington and Madisonville real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Cosmetic Improvements >Brighter is Better

Sometimes a real estate agent will walk into a home that is basically attractive, yet communicates the feeling that something is lacking. Then the agent notices that all of the drapes are closed, interior lights are off and there is a lot of overgrown shrubbery blocking the sunlight that might otherwise pour through the windows.

A dark house is not as appealing to most buyers as one that is flooded with light. As a part of your preparations to market your home, try to maximize the light in your home. Make sure that all the windows are clean and the drapes are open when the house is being shown. A fresh coat of light paint can do a lot to brighten up the interior. If your house has very dark paneling, and you do not wish to repaint the walls, you may want to consider adding additional lamps. Your real estate agent may be able to provide other simple and cost-effective ideas about how to maximize your home's appeal.

See All Tips In The "Cosmetic Improvements" Category >
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Real Estate Trivia
Q 
Where and when was the first motel introduced on the American commercial real estate scene?

A 
The first motel, appropriately named the "Motel Inn", opened in San Luis Obispo in 1925.
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Kim Higgins, REALTOR®, real estate agent and broker for Mandeville, Covington and Madisonville, Louisiana home listings, property and land for sale - NUMBER1EXPERT

Kim Higgins, Realtor, ABR, e-PRO
Keller Williams Realty Services

1522 W. Causeway Approach, Mandeville LA 70471 USA
Each Office Is Independently Owned & Operated.
Licensed Realtor In Louisiana.
Direct Cell: 985-705-1910
Personal Office: 985-727-7166
Main Office: 985-727-7000
Fax: 985-727-7001
Email: kimhiggins@kw.com

LOVE WHERE YOU LIVE...I Do! Real Estate is my profession as well as my passion. Every client I work with has different needs, certain likes & dislikes, & specific goals. I will listen to what's important to you, follow through, provide the information you need and get you the RESULTS you expect. I'm a hardworking, consistent top producer in St. Tammany Parish and I'm different from other agents. It's about YOUR needs, YOUR time frame, & YOUR goals. Experience the difference today. Please call me...When Time & Money MATTER!

ePro ABR REALTOR Equal Housing


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