Mandeville, Covington, Madisonville, Folsom, Abita Springs & Slidell, real estate and homes for sale in Louisiana - Kim Higgins, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo

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Find Out About the Latest Mandeville, Covington and Madisonville Area Homes for Sale Before Anyone Else! 

I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Mandeville, Covington and Madisonville, Louisiana area MLS, and even later on the national listings web sites, if at all. 

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Real Estate Tips
Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Real Estate Trivia
Q 
What makes the structure of the Hoover Dam unusual?

A 
The Hoover Dam was built to last 2,000 years, and is constructed of concrete that will not be fully cured for another 500 years.
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Kim Higgins, REALTOR®, real estate agent and broker for Mandeville, Covington and Madisonville, Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Kim Higgins, Realtor
Keller Williams Realty Services

1522 W. Causeway Approach, Mandeville LA 70471 USA
Each Office Is Independently Owned & Operated.
Licensed Realtor In Louisiana.
Direct: 985-705-1910
Office: 985-727-7166
Fax: 985-727-7001
Email: kimhiggins@kw.com

When Time & Money MATTER!

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