Mandeville, Covington, Madisonville, Folsom, Abita Springs & Slidell, real estate and homes for sale in Louisiana - Kim Higgins, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo

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Top Real Estate Agent in St. Tammany Parish. My clients needs always come FIRST! Please Call Me Direct: (985) 705-1910

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"...How joyful it was to have you as our agent."
"It's not often these days that we have the pleasure to come in contact with a person like you, who totally dedicate themselves to their work."
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About Kim Higgins
Welcome > Agent Info > About Kim Higgins ...

Meet Kim Higgins 

Kim Higgins

Welcome to KimHiggins.com!  

Buying or selling a home is one of the biggest financial decisions you will probably ever make. Having the right real estate agent representing you is crucial to having a successful transaction.
Please allow me to tell you a little about myself: 

As a current resident of St. Tammany Parish for the past ten years,
I service all of the following cities including Mandeville, Covington, Madisonville, Folsom, Abita Springs, and Slidell.
My husband and I have raised our two children here and
we absolutely love life on the Northshore of New Orleans! 

I am a full-time realtor and primarily work out of the
Keller Williams Realty Services Mandeville office.
I am a top producing agent and pride myself on the following: 

Availability to my clients: I know when I have a question I usually want a quick answer! I am extremely accessable to my clients by phone or by email. In today's real estate market I think it's extremely important to ANSWER THE PHONE! All clients deserve superior customer service! 

Integrity in my business practices: Above all else, I am honest. My client's best interest is first and foremost in my mind. As your agent, I will always be truthful about everything. My job is to ensure that you are protected. It's not about me or my schedule...
It's about YOU and YOUR schedule and I work for you! 

Determination to get the job done RIGHT!: There are plenty of real estate agents out there to choose from. I truly want to earn your business!
I believe in a Win-Win transaction EVERY time.
It's my job to get all of the correct information to you, the client,
to be able to make the best financial decision.
I don't focus on the quantity but the quality of my transactions.
I want you to be as pleased with me at the closing table as you are on the first day we meet! 


Some of My Achievements & Designations Include: 

2009 Platinum Award Winner (Over 10 Million in Sales)
#1 Agent Individual Residential Sales for NABOR in 2009
2009 Keller Williams Realty Services Top Producing Agent 


2008 Platinum Award Winner (Almost 8.5 Million in Sales)
#3 Agent Individual Residential Sales for NABOR in 2008
2008 Keller Williams Realty Services Top Producing Agent 


2007 Platinum Award Winner (Over 8 Million in Sales)
2007 Keller Williams Realty Services Top Producing Agent 

2006 Bronze Award Winner
2006 Keller Williams Realty Services Rising Star 


e-PRO Realtor Certification
Member Northshore Area Board of Realtors
Member National Association of Realtors
Member St. Tammany Parish Chamber of Commerce
 


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School Reports in Mandeville, Covington and Madisonville, Louisiana
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Louisiana Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
Q 
What place is known as "America's Stonehenge"?

A 
A 4,000 year-old stone constructed megalithic site located on Mystery Hill in Salem, Massachusetts.
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Kim Higgins, REALTOR®, real estate agent and broker for Mandeville, Covington and Madisonville, Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Kim Higgins, Realtor
Keller Williams Realty Services

1522 W. Causeway Approach, Mandeville LA 70471 USA
Each Office Is Independently Owned & Operated.
Licensed Realtor In Louisiana.
Direct: 985-705-1910
Office: 985-727-7166
Fax: 985-727-7001
Email: kimhiggins@kw.com

When Time & Money MATTER!

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